Hit by an Uninsured or Underinsured Driver?

At Hanratty Law Group, our attorneys have helped clients recover compensation for injuries suffered in car, truck, pedestrian and motorcycle accidents. The recovery has been successfully obtained from a variety of sources, including uninsured motorist and underinsured motorist (UIM) coverage included in their own auto policies. If you were injured, and are dealing with the mine field of rehabilitation and recovery to rebuild your life, we invite you to contact Hanratty Law Group to arrange a free and confidential consultation.

No matter what source of transportation you use, the statistics suggest that there is a good chance you will eventually be involved in some form of motor vehicle accident. While only a small fraction of motor vehicle accidents results in serious or fatal injuries, your circumstances may not be one of the small fraction of cases.

If you are one of those small fraction of cases in which you have suffered a serious injury as a result of another driver’s negligence, your medical bills and out of pocket expenses have probably outnumbered the limits of your auto insurance policy’s medical coverage (MedPay).

If your accident was caused by a driver that was uninsured and/or underinsured, or your own insurance does not have enough medical payments (MedPay) coverage to pay your bills, your own insurance policy may provide you the coverage needed to recover from your injuries and get you back on your feet.

In addition, if you are the select few that are involved in a hit-and-run accident, an accident caused by a drunk driver, a motorcycle accident, a taxi cab accident, or bus accident, your own underinsured/uninsured motorist (UIM) coverage, along with your health insurance and possibly a third-party personal injury claim, may allow you the compensation to fully recover from your injuries, repay your medical bills, and compensate you for all your pain and suffering.

Do You Have Underinsured/Uninsured (UIM) Motorist Coverage?

Many clients of Hanratty Law Group are surprised when they find out that they do not have underinsured/uninsured motorist (UIM) coverage even though they were sold what they believed to be “FULL COVERAGE” by their insurance carrier.

The attorneys at Hanratty Law Group are skilled at determining the extent of coverage available to you and all policies you may have the ability to recovery from for your injuries. Medical treatment for your injuries is expensive, and in the case of even a minor to moderate injury, such as a fracture, soft tissue injury or whiplash, the medical treatment necessary may be impossible to obtain without insurance coverage. Finally, if you or a member of your family suffers serious and catastrophic injuries at the hands of another, medical treatment is essential to your recovery.